Here is a list of all Microfinance Banks’ USSD Codes in Nigeria.

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A Microfinance bank is a type of bank that offers small loans, or microloans, to individuals, entrepreneurs and small businesses. These banks typically function to provide opportunities to low-income regions where small amounts of money can go a long way.

Simply put, Microfinance banks ultimately provide credit to those who are unable to access the type of capital needed to develop businesses or kick-start their entrepreneurial dreams.

The introduction of USSD (Unstructured Supplementary Service Data) has changed the Nigerian banking system completely. Today, mobile banking services have been deployed by almost every bank in Nigeria.

For starters, USSD codes are shortcodes that commonly begins with an asterisk/star (*) symbol and end with a hash/hashtag (#) symbol e.g. *123#.

Accion Microfinance Bank – *572#

How to open an account with the USSD Code:
  • Dial *572# and press 7 to choose account opening from the list of menu and follow instructions. To check account balance Press 7 after dialling *572# and then enter your PIN.
How to Change Your Accion MFB PIN
  • Dial *572# and select 8 to go to the next page. Then select 5 to change your PIN by entering your existing PIN e.g 1234, then enter your new PIN e.g 9876.
How to Perform Funds Transfer Using Accion MFB USSD Code
  • Dial *572# then select 4 for Accion MfB transfer and enter your account number, for example, e.g 9992323943.
  • Enter the amount in the following format Enter Amount e.g 9000 without formatting
  • Then enter your PIN
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To Transfer to Other Banks Using Accion USSD Code
  • Dial *572# then select 5 for Accion MfB transfer to other banks. Then select the destination bank’s first letter e.g A-E. Please make sure to select the correct bank from the list.
  • Then enter the Account Number e.g 9992323943 and enter the amount to be transferred e.g 9000 without formatting. Enter your PIN to verify the transaction and Gbam you have transferred using Accion USSD code.

AB Microfinance Bank Nigeria – *755#

  • To register your account for USSD transactions dial *389*755# then follow the instruction.

Mainstreet Microfinance Bank USSD Code

Just dial *540*394#

  • To transfer to any Bank of your choice.
  • For Airtime top-up (Any Amount, Anywhere & Anytime)
  • And Balance Enquiry
Is there any Nigerian Microfinance Bank USSD code that we didn’t include in the list?
Let us know in the comments.
Also, we’ll keep this list updated as more banks roll out their USSD codes.