List of Mobile Banking USSD Codes For All Banks in Nigeria and how to use them

Must Read

LSPWC begins rehabilitation work on LASU-Iba road intersection with Lagos Badagry Expressway (Photos)

Lagos State Public Works Corporation (LSPWC) begins rehabilitation work on LASU-Iba road intersection with Lagos Badagry Expressway. This rehabilitation work...

Top 10 Most Expensive Universities In Nigeria

For many Nigerians, high-quality higher education is a luxury. There are many private universities who are known not only...

List of Guaranty Trust Bank Sort Codes & Branches (with addresses) in Nigeria

The sort code is a number which usually identifies both the bank and the branch where an account is...
- Advertisement -
- Advertisement -

The introduction of USSD (Unstructured Supplementary Service Data) has changed the Nigerian banking system completely. Today, mobile banking services have been deployed by almost every bank in Nigeria.

For starters, USSD codes are shortcodes that commonly begins with an asterisk/star (*) symbol and end with a hash/hashtag (#) symbol e.g. *123#.

Nigeria Banks USSD codes (in alphabetical order)

  1. Access (Diamond) Bank – *901#
  2. EcoBank – *326#
  3. Fidelity Bank*770#
  4. First Bank – *894#
  5. First City Monument Bank (FCMB) – *389*214#
  6. Guaranty Trust Bank (GTB) – *737#
  7. Heritage Bank – *322*00#
  8. JAIZ Bank – *389*301#
  9. Keystone Bank –  *7111#
  10. Polaris Bank*833#
  11. Stanbic IBTC Bank*909#
  12. Sterling Bank – *822#
  13. United Bank for Africa (UBA) – *919#
  14. Union Bank – *826#
  15. Unity Bank – *7799#
  16. Wema Bank – *945#
  17. Zenith Bank – *966#

How to use USSD codes to perform bank transactions

  1. Input the bank’s USSD code into your phone’s dialer and hit the dial/call button
  2. Follow the prompt displayed on your phone’s display.
  3. If you’re using a bank’s USSD code for the first time, you’ll be asked to set up a PIN which you’ll use to approve/verify transactions. Some banks might require you to use the last 4 – 6 digits of your debit/ATM card as your security PIN.
Read:  PROFITABILITY: PIG FARMING AS A LUCRATIVE BUSINESS IN NIGERIA

And that’s it. Super easy. To use the USSD code of any Nigerian bank to perform transactions though, you need to have an active account with that particular bank — except you’re trying to open a new account using the USSD code. Also, the number you’re dialing the code from must be associated with your account in the bank.

Read:  Has Bolt Nigeria (Taxify) Been Hacked? Bolt Says No But Users Are Panicking After Strange Multiple Debits

If you no longer use the number associated with your bank account, or you have misplaced the SIM card, you should contact your bank to change the phone number associated with your account. Alternatively, you can retrieve the SIM card from your network carrier.

Read:  Fidelity Bank Online Internet Banking Transfer Codes & USSD codes

Albeit poor cellular connection/network reception/signal strength are some limitations, USSD Banking is a super innovative technology that has allowed both low and high-income individuals enjoy seamless banking experiences without the internet. And while USSD services are mostly free to use, some banks charge a fee in the range of 5 – 20 naira for every successful transaction/activity carried out using their USSD interface.

Is there any Nigerian bank USSD code that we didn’t include in the list? Let us know in the comments. Also, we’ll keep this list updated as more banks roll out their USSD codes.

- Advertisement -

Subscribe to BrandSpur Ng

Subscribe for latest updates. Signup to best of brands and business news, informed analysis and opinions among others that can propel you, your business or brand to greater heights.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Latest News

LASG goes tough on illegal Waterfront Land Reclamation, arrests fourteen (Photos)

The Lagos State Government has arrested 14 illegal sand dredgers on the shoreline of Ikoyi-Lekki axis at Banana Island...

ABULE-EGBA EXPLOSION: Government To Meet With NNPC On Compensation For Victims – Sanwo-Olu

Lagos State Government will be meeting with the management of Nigeria National Petroleum Corporation (NNPC) to discuss on issues of compensation for victims of...

LSPWC begins rehabilitation work on LASU-Iba road intersection with Lagos Badagry Expressway (Photos)

Lagos State Public Works Corporation (LSPWC) begins rehabilitation work on LASU-Iba road intersection with Lagos Badagry Expressway. This rehabilitation work is expected to end Wednesday...

NIPR Fellows Pays Tribute To Chief Alex Akinyele

Professionals in the Marketing Communications Industry on Thursday, 23rd of January 2020, paid their last respect to the late Chief Alexander Opeyemi Akinyele, at...

More Articles Like This