Have you ever made a bank transfer and immediately wished to reverse the transaction? This could be due to crediting a wrong account, being defrauded, or some other reason. Note that this is completely different from a transaction where you are debited but the beneficiary does not receive the fund.
Many people don’t always know what to do, so today BrandSpur Nigerua has compiled easy steps to take when you realize the person you paid for a service or goods is avoiding you:
1. Write out the Full name and account number of the page or person.
2. Go to the last notification your bank sent you after you made the payment (via mobile app or text) and copy out the “TRANSACTION ID NUMBER”.
3. Go to any branch of the scam artist’s bank (the bank you transferred to), and ask to see the CUSTOMER SERVICE in charge of FRAUD.
While you are there, send an email to SCAMMER’S BANK or the bank you wrongly paid to and copy CBN FRAUD DESK ([email protected]) and also [email protected]
& [email protected], this will ginger the bank to take it up fast.
What should you expect from this? The culprit/suspect’s account will be PLACED ON HOLD. His BVN will be blocked permanently. No account will ever be opened nor will he be able to transact banking business in that name until he clears himself with the bank.
Meaning he/she cannot transfer or withdraw until they visits the bank, and when they do, the bank will contact the police, and the suspect when proven guilty will sign a waiver allowing the bank to refund your money.
