Eligible Nigerian Visa cardholders can now pay for goods and services using their Android smartphones following the introduction of Google Pay in the country through a partnership between Visa, Google and participating financial institutions.
The service allows customers to add eligible Visa cards to Google Wallet and make payments at contactless point-of-sale terminals and online stores that support the payment option, reducing the need to carry physical bank cards when making purchases.
The launch is expected to widen access to mobile-based payments in Nigeria, where consumers and businesses are increasingly adopting digital channels for everyday financial transactions, Brandspur Brand News reports.
Andrew Uaboi, Vice President and Cluster Head, Visa West Africa, said the partnership would help financial institutions offer customers more convenient payment options while maintaining the security of Visa’s global payment network.
He said the initiative was part of Visa’s efforts to improve payment experiences and support the growth of digital commerce and financial inclusion in Nigeria.
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A major feature of Google Pay is its use of tokenisation, a security technology that protects card details during transactions.
Rather than transmitting the actual card number when a customer makes a payment, the system generates a unique digital token to process the transaction. This limits the exposure of sensitive card information and provides an additional layer of protection.
For Nigerian consumers, the service offers an alternative to using physical cards for eligible purchases. Customers can complete transactions by using compatible Android devices at supported contactless terminals or through participating online merchants.
Google also welcomed the expansion, describing Nigeria as an important market for financial innovation in Africa.
The company said the introduction of Google Wallet would make everyday transactions more convenient while expanding access to digital payment tools through partnerships with Nigerian financial institutions.
However, access to the service is currently limited to eligible Visa cards issued by participating financial institutions. This means cardholders will need to confirm whether their banks support the service before adding their cards to Google Wallet.
The partnership brings together Visa’s payment infrastructure and Google’s mobile wallet technology, offering Nigerian consumers another option for making digital payments without relying solely on physical bank cards.
