When we speak about inclusion in financial services, we usually mean enabling more people to use banking services, obtain credit, secure insurance cover, plan for retirement, enter markets and pursue economic opportunities. These remain important ambitions, particularly in a country where many people still operate outside the formal financial system.
However, participation in the financial system is not where inclusion begins.
Before a person can participate fully in an economy, they must be able to move, learn, develop their abilities and live with dignity. For children living with limb loss, barriers to mobility, education and social acceptance can narrow their choices long before they encounter a financial institution.
Nigeria’s understanding of inclusive growth must therefore extend beyond accounts opened, loans provided or businesses financed. We must also cons
