Beware! Free movies download are laced with malware

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Beware! Free movies download are laced with malware

Perhaps you should be weary of free stuffs as it has been revealed that sites offering free content often hide malware that can bombard you with ads, take over your computer, or steal your personal information.

 

If the something is a site or app offering free downloads or streams of well-known movies, popular TV shows, big-league sports, and absorbing games, the hidden cost is probably malware.

 

Consequently, many recent free movie downloads proved to have ended up with malware on computers of individuals who thought they had gotten good contents. Generally, it served up a slew of unwanted ads.

And if that’s not enough to make you pause, downloading pirated content is illegal.

Another good for thought is a that some free download sites ask for a credit card to process your registration. It’s not a good idea to give your credit card number to a site offering illegally downloaded content. They’re run by “pirates,” not legit businesspeople, and you can’t trust them with your financial information.

It is clear that many who patronise the illegal route to watch movies. Either it is on third-party pirated websites or using torrents. Pirating movies is a big offence and billions of dollars are being filed in losses due of piracy.

Malware is simply a short for malicious software. It is any software used to disrupt computer or mobile operations, gather sensitive information, gain access to private computer systems, or display unwanted advertising. Before the term malware was coined by Yisrael Radai in 1990, malicious software was referred to as computer viruses.The first category of malware propagation concerns parasitic software fragments that attach themselves to some existing executable content. The fragment may be machine code that infects some existing application, utility, or system program, or even the code used to boot a computer system. Malware is defined by its malicious intent, acting against the requirements of the computer user, and does not include software that causes unintentional harm due to some deficiency.

 

PageOneNg

How to participate in the PSG Irukka talent hunt

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How to participate in the PSG Irukka talent hunt

Are you ready to give your child a life time opportunity to stardom? Irukka and Paris Saint German (PSG) presents the platform to help actualise the dream.

The organizers (Irukka) confirmed to PageOne that the talent hunt is designed to scout for young football talents between the ages of 13 and 17 years in Nigeria for further nurturing and development in France.

 The screening exercise is scheduled to hold between May and July 2017,  in 14 cities. Application form to be a part of the program is available in all UBA branches and accredited agents across the country.

Recalled that former Super Eagles and Dream Team handler, Samson Siasia was recently unveiled as the brand ambassador for the PSG Academy project.

Below are the guidelines on how your child or ward can participate in the talent hunt.

– Interested participants must be between the ages of 13-17
– Forms are available at all UBA branches nationwide at N3000 only.
– Remember to ask for your Printout and payment slip after payment.

You may reach out to the following numbers for immediate assistance: +234 8130487260, 08118194338, 09090884839 Or via Email: psg@irukka.com

Paris Saint Germain Academy is recognized by the French Football Federation as one of the best in the country, the Paris Saint-Germain Academy received the Category 1, Class A rating in recent seasons. A veritable centre of excellence, it meets all the standards demanded by the Direction Technique Nationale and symbolises the capital club’s professionalism and success both on and off the pitch.

It is also worthy of note that Irukka is a Musical/Sound Equipment Mall specialized in sales and delivery of wide range of quality musical equipment wares from different brands launched with a  vision to spearhead a revolution in the online and offline business domain on the continent. The company (Irukka) unveiled its partnership with Paris Saint German late last year as official partners in football development in Nigeria.

 

 

PageoneNg

Timaya Sets Enugu On Fire With A Legendary Performance at Real Deal Experience

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Timaya Sets Enugu On Fire With A Legendary Performance at Real Deal Experience

Ranked amongst the best and most popular annual music shows in Nigeria, the Real Deal Experience by Nigeria’s fastest growing stout brand Legend Extra Stout is one every fun-loving Nigerian always looks out for.

So when the train hit the capital city of Enugu last weekend, the expectations were very high and true to its usual billing, it delivered great fun, high level excitement, and enjoyment of the finest locally brewed stout, Legend.

And who else to light up this event and send the raving crowd of fun lovers to a heaven of musical bliss at the Polo Park Mall, Abakaliki road than the King of Dance Hall himself, the Egberi Papa One of Bayelsa, Timaya.

Headlining the Real Deal Experience music train for a record sixth time, the “Dem Mama” crooner ensured there was no single minute of boredom, wrapping up the crowd in a whirl of scintillating performances.

And in a manner reminiscent of a mass choir rehearsal, the fans joined in an hour-long sing-along daring the singer himself to outshine them in his own game. Song for song, killer dance moves for killer dance moves, it was one-night residents of Enugu and Timaya himself would not forget in a long while.

Timaya entertained the crowd with his back to back hits. From his debut “Dem Mama” to “Ukwu” and the club banger “I concur,” the A-List performer treated his fans to a bevy of his best songs as Legend Extra Stout made sure there was no shortage of premium Legend stout for everyone present. The Tipsy Kelvano band and comedian, De Don also added to the spice with their fantastic performances to the applause of the crowd.

With a full complementary live band, a state of the art stage, a crowd of loyal Legend stout consumers and fun lovers, and Timaya’s unparalleled stagecraft, trademark energy and bravado known across the length and breadth of Africa, there was really no way Real Deal Experience Enugu could have been anything short of a memorable night for the residents of the coal city.

An excited Timaya said “It’s been a fantastic night I must say…there was too much love from the fans. I can only say a big thank you to them for the love. I’ve been on the Real Deal Experience train for a while and it just keeps getting better. The platform provided by Legend Extra Stout is a great one, not just for me as a musician but also for local acts. You never know where you’ll get your break as an entertainer so I really commend Legend team for helping local talents too.”

And that was not all for the night.

For the first time in the history of the Real Deal Experience, a live simulation room was introduced to give Legend consumers a more enriched experience of the brand, as they got to watch the different unique elements that make up Legend stout. There were also different game shows for the audience and hundreds went home with exciting prizes like flat screen TVs, generators, refrigerators and much more.

“As the a leading stout brand in the country, we care a lot about consumer experience. We want to consistently engage our consumers by delivering real value to them wherever they are. The Real Deal experience will continue to bring Nigeria’s biggest acts to every neighborhood so fans can get to meet and interact with them on a more personal level, just as we continue to use the platform to promote local talents too. We are happy people had fun and we’ll continue to delight consumers in every city with the Real Deal Experience. So with good music, A-list artiste, loyal fans and plenty bottles of the finest stout, of course, you can only get a perfect night of fun.” Oluseun Lawal, Brand Manager, Legend Extra Stout, said about the night.

Legend Extra Stout is a unique bitter tasting premium stout, fully brewed from the finest ingredients and bottled under the highest quality standards. The Real Deal Experience is Legend’s signature annual nationwide music tour launched to better interact with the brand’s customers.

The tour takes Nigeria’s biggest music stars to grassroots areas around the country to entertain Nigerians and give fans the wonderful experience they crave for. The event also rewards Legend’s consumers with exciting gifts such as flat-screen TVs, generators, and refrigerators etc.

The Real Deal Experience has been to Nnewi and Enugu this year and will visit other cities in Nigeria in the coming weeks. So expect the Real Deal Experience in your neighborhood soon.

CBN Unveils Guidelines on Non-interest MFBs

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CBN Unveils Guidelines on Non-interest MFBs

In line with its mandate of promoting a sound financial system, the Central Bank of Nigeria (CBN) has issued guidelines on the regulation and supervision of non-interest (Islamic) microfinance banks (NIMFBS) in the country.

Part of the 57-page guidelines posted on the central bank’s website recently stated that a NIMFB shall be required to maintain not less than five per cent of deposit liabilities in liquidity management instruments compliant with the principles underpinning this model and as approved by the CBN.

According to the CBN, non-compliance with this directive shall attract a fine of one per cent of the amount not invested. Investment in such instruments by any MFB shall, however, not exceed 10 per cent of its deposit liabilities at any point in time.

Furthermore, it noted that the operation of a NIMFB requires the maintenance of high quality liquid assets to meet frequent request for funds from clients and for field operations.

However, in view of the paucity of eligible liquidity management instruments, NIMFBs shall be required to maintain a minimum liquidity ratio as may be determined by CBN from time to time.

The Capital Adequacy Ratio (CAR) of a NIMFB shall be measured as a percentage of shareholders’ funds unimpaired by losses to its risk weighted assets, the CBN added.

In addition, the minimum CAR (Capital/Weighted Assets Ratio) for NIMFB shall be one per cent of such percentage as may be determined by the CBN from time to time.

Also, the NIMFB shall be required to submit, within a specified period, a recapitalisation plan acceptable to the CBN.

“Failure to comply with the above shall constitute grounds for the revocation of the operating licence of the NIMFB or such other penalties as may be deemed appropriate.

“Every NIMFB is enjoined to ensure its shareholders’ funds unimpaired by losses do not fall below the prescribed minimum capital requirement, notwithstanding meeting the capital adequacy benchmark.

“The maximum amount which a NIMFB can invest in fixed assets is 20 per cent of its shareholders’ funds unimpaired by losses.

“Any contravention shall attract a penalty of one per cent of the excess investment in fixed asset and prohibition of further investment in fixed assets until the requirement is achieved,” it added.

According to the CBN, the impact of delinquent risk assets which may result in capital erosion, calls for stringent maintenance of capital funds. Every NIMFB shall therefore maintain a reserve fund into which it shall transfer from its profit after tax for each year.

The CBN said the guidelines were developed to provide a level playing field between the conventional and non-interest MFBs and to address issues underpinning the operation of non-interest financial institutions. It is expected to enhance financial inclusion by bringing to the formal sector, individuals, communities and corporations that are not captured by the conventional MFBs.

The role of MFBs in poverty reduction, increased access to financial services, contribution to financial stability and economic development has been established in Nigeria and around the globe. Beyond making credit facilities available to micro, small and medium scale enterprises and the promotion of savings culture, MFBs also serve as veritable means of employment generation and enhancing financial inclusion.

Since 2005 when the CBN issued the first regulatory framework for MFBs in Nigeria (revised in 2013), a number of MFBs were established across all states in Nigeria and Abuja and have continued to thrive and cater for the economically active poor in the country.

However, despite the increased number of MFBs in Nigeria, a large per cent of Nigerians still lack access to financial services. This could be attributed to high cost of transactions, abhorrence of interest and apathy to unethical investment by a significant part of the populace.

 

 

 

(Thisdaylive)

Developer launches Orange Ville Residences, others

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Developer launches Orange Ville Residences, others

REDAN plans talks with South-West governors on housing

If the projections of a Lagos-based estate construction company come to pass, the firm will in a few months time, commission three estates comprising 50 units of apartments located in Lekki Peninsula along the Victoria Island – Ibeju Lekki corridor.

Tagged ‘Orange Ville Residences (Berkshire Apartments), Shepherd Apartments and Fort Alexander, the projects are the baby of Cross and Churchill Estates Limited. The iconic Berkshire Apartment development consist of 24 unit of standard and affordable two and three bedroom apartments, Shepherd’s Apartment II comes with 16 unit of standard and affordable three bedroom apartments while the Fort Alexander will boasts of a ten- unit apartments.

Essentially, the Orangeville Residence or Berkshire Apartment will be located at Okun-Ajah (along Okun-Ajah- Coastal Road), Eti-Osa Local Government Area, while the Shepherd Apartments sit on a land shortly after Adiva plains/Beechwood Estates, Lakowe Lake Resorts and Mayfair Gardens. About five minutes before the Amen Estates and about eight minutes before the junction of proposed new Lagos Airport.

Dubbed by its promoters as a haven of affordable luxury, the Orangeville Residences estate comes with stand-by power supply, water treatment plant, pave compound, drains and walkways, parking space for two cars per apartment, security post and CCTV system.

According to the Managing Director, Cross and Churchill Estates Limited, Mr. Taiwo Ogunbodede, “Orangeville Premium Apartments adorns one of the most prestigious areas of Lagos and Nigeria – “The Lekki – Peninsula”.  Coupled with the humongous opportunities that abound in this vicinity, the Lekki-Peninsula has created massive residential and commercial real estate opportunities, making it a magnetic hub.

“The Berkshire Apartments is a chic edifices spreading across three floors which blends modern attitude with traditional delight to create contemporary living with high specification facilities.  Our bespoke living room/dining room, which was crafted with your extra coziness in mind.”

Ogunbodede said that the Shepherd’s Apartment II are masterfully crafted luxurious home to offers “a blend of modern attitude with traditional neighbourhood comforts and brings a new meaning to urban living.

“We have built a sterling portfolio of properties by creating value in vintage locations and distinctive communities. While we specialize in creating highly desirable developments and structured transactions, we take the greatest pleasure in creating beautiful communities that enrich lives, relationship that lasts and above all, building trust.

“We strive to understand the needs of our clients by working diligently to achieve the results they desire. Over the years, we have developed the knack for creative and out-of-the-box solutions, ” he said.

According to him, the projects fits into people’s pockets and affordable as the commitment fees have been lowered to ten per cent. “We reduced it to make entry level easy. We also offer our customers, the best in price in terms of finishing,” he added.

The developer, who doubles as the vice president, Real Estate Developers Association of Nigeria (REDAN) and chairman, REDAN South West, revealed that the group plans to tour the region to canvass for the governors’ support in driving affordable housing.

He stated that the Ogun State Government is hampering development on the Mowe and Ofada axis with its land policy. He explained that the lingering problem between developers and State authorities have not been resolved, as the developers could not afford the exorbitant levy on the properties.

On the new survey fees by the Nigerian Institution of Surveyors, Ogunbodede stated that REDAN is still engaging the body to reverse its fees to the former price, as it was unfair and inequitable to increase the fees at this period of economic recession.

Property value in Abuja, Lagos low-income areas drops

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Property value in Abuja, Lagos low-income areas drops

Recent hopes of a rebound in property investors’ sentiment were dashed last week, when an independent organisation’s house prices index suggest that demand is being affected by recession in most of the areas in Abuja and Lagos.

New figures from Roland Igbinoba House Price Index (RI Index) show that in Lagos low-income areas, prices of five bedroom apartments reduced by 16 per cent in the second quarter of 2016 and it further reduced by another 23 per cent at the end of the third quarter, making it about 39 per cent decrease between the first and the third quarter of 2016 and first quarter of 2017.

A house price index by Pison Housing Company serves as a tool that measures changes in single-family home prices across a designated market. The index is a statistic designed to capture changes in the movement of the price residential property in major cities in Nigeria.

In Agege, Lagos for instance, prices of three, four and five bedroom houses fell by 8.6 per cent, 28.6 per cent and 9 per cent respectively between the last quarter of 2016 and the first quarter of 2017.

“These areas are low-income areas where increase in cost of living as a result of hike in price of basic essential commodities putting a strain on disposable income, and reduced the appetite for owning properties,” according to the President, Pison Housing Company, Roland Igbinoba.

Nigeria’s house prices are also rising in Ikoyi and Victoria Island in spite of the recession. These areas are highbrow areas where most buildings are built with imported materials.

Another perspective to the behavior of house prices in these high brow areas is that most of the houses are owned by extremely wealthy individuals who may not be in a rush to sell and thus unwilling to crash their prices even in the face of recession.

Similarly, house prices in Abuja experienced a lot of fluctuations. Prices increased slightly in the first quarter of 2016 while it decreased in the second quarter of 2016 as well as the first quarter of 2017. The recession exacerbated inflation, the price of goods and services skyrocketed. The reduction in the nation’s revenue and foreign exchange resulted in the decline of the value of the Naira against other currencies on the foreign exchange market.

Apart from this, the cost of building materials increased sharply; the cost of cement rose by 40 per cent within 2016.   A cursory observation of the constructed indices shows that the highest fluctuation in house prices occurred in Jabi area, for five bedroom houses in the first quarter of 2017 where house price index nose-dived a whooping 58per cent from 112 in the previous quarter to 47 in the first two month of 2017.

There seems to be a steady, albeit marginal increase in the price of houses across all strata in Katampe and Kaura between Q2 2016 and Q1 2017. While in Dakibiyu and Daura areas, the house prices seem to be decreasing across the three stratums throughout Q2 2016 to Q1 2017.

In Garki area, while there seems to be fluctuations in the prices of five bedroom and three bedroom houses, the Indices shows a consistent decrease in the price of four bedroom houses throughout Q2 2016 to Q1 2017.

In Asokoro area, there was a consistent rise in the price of three bedroom and four bedroom houses while the prices of five bedroom houses experienced a gradual decrease through Q2 2016 to Q1 2017. The reverse of this seems to be the case in Lugbe area while in Lokogoma, there appears to be a consistent rise in price of housing across all strata.

Igbinoba said, “the consistent rise in prices of housing in Lokogoma could be due to the movement of demand from the high brow areas like Asokoro and Garki where prices have been on the rise to more affordable areas.”

Executive Director, Nigerian Mortgage Refinance Company, Mr.Kehinde Ogundimu, pointed out that absence of useful data has been a major challenge to government, home seekers and investors in the drive to make decision about the housing market. Chief Executive Officer, Lekki Gardens, Mr. Richard Nyong, welcomed the development, assuring that it will assist developers in their investments.

 

 

 

(GuardianNg)

2017 Lagos International Food, Drinks Festival holds Saturday

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2017 Lagos International Food, Drinks Festival holds Saturday

Ahead the second edition of the Lagos International Food and Drinks Festival slated for April 22 and 23, 2017, the organisers have promised a wide array of exciting activities-indigenous cuisines and drinks sampled from over 40 Nigerian ethnic groups; live musical performances by renowned Nigerian artists; live comedy shows; various competitions and seminars on food and nutrition, among others, to make the annual event a success.

The Festival Director, Mr. Ike Steve, who disclosed this during the unveiling of the 2017 edition, said the festival was inspired by the pervasive cultural energy that has translated into the “bold flavours of our cuisine and the pungent, heady sensibilities of our spirits.”

As part of the organisers’ efforts to expand the event, a related event-‘The Beer Festival, Lagos’, will be co-hosted with the food festival, which promises to be the largest annual gathering of beer enthusiasts and those who want to learn more about beer.

Explaining the rationale behind the beer festival, Steve said it is designed to celebrate Nigeria’s shared drinking culture and a love of celebrating life.

He noted that on a nationalistic front, the festival, when evolved to its true potential, would bolster the business behind the food industry. “Think of the generation of increased economic activity for the chefs, caterers and culinary gurus, the restaurants, hotels and eateries that house them and the amazing spinoffs it would create for local suppliers of goods and services to the food industry.

“Now expand the horizon of the thinking to what this means when we introduce global exposure to the product. The world will understand that Nigeria is so much more than her current stereotype. This will benefit our tourism product, increase exports of both goods and services and help generate much-needed foreign exchange. Herein lies the genesis of the Nigerian International Food and Drink Festival-a two day celebration of the finest food and drink Nigeria has to offer.”

 

 

 

(GuaardianNg)

Reckitt Benckiser to open Africa largest redistribution centre in Ogun

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Reckitt Benckiser to open Africa largest redistribution centre in Ogun

The Vice President, Africa Reckitt Benckiser, Mr Ata Sadfar has hinted that the company would soon open its largest Africa redistribution centre in Ogun state, following the prevailing conducive environment for doing business in the state.

Sadfar made this disclosure during a courtesy visit to the state governor, Sen. Ibikunle Amosun as part of activities commemorating the World Health Day celebration in Abeokuta, at the weekend.

The Vice President, who was apparently responding to the request of the governor on creating more presence of the company in the state, said Africa remained one of the major strategic continents that it is willing to invest in.

To him, “We are committed to changing the lives of the people here we are working very closely with the government in the area of health and hygiene.

“Reckitt Benckiser is a global pioneer health and hygiene that operates in 80 countries of the world and its products are present in over 200 countries of the world.

“Africa is one of our major strategic continents that we like to invest in. We are committed to changing the lives of the people here and we are working very closely with the government in the area of health and hygiene.

Sadfar noted that “The greatest significance for us here is that we see Nigeria as the number one country in Africa. We believe that Nigeria will certainly shine as the number one country in Africa. With this we have been focusing proportionately in Nigeria and I think one of the key things here is that Ogun State critically important for us because our factory is based in the State and the business-friendly policies and the pioneering policies of the State have reached far and wide in the world and we really appreciate the leadership of the Governor, Senator Ibikunle Amosun.

“As we speak we are building the largest distribution centre in Africa in our factory in Ogun State,” he said.

The. Group Managing Director (GMD), Rahul Murgai said the company had touched the lives of over five million mothers and five million school children in the last few year, saying, “We go to schools and we meet expectant mothers with a message of good health and hygiene and we are talking to them about basic things like washing their hands, ensuring that they maintain good sanitation around their schools and toilet hygiene.

Our larger objective is to ensure that this nation becomes more hygiene and healthier and the nation is able to prosper even more. We have partnered with the Ministries of Health of several States. We use these children to pass across our message of hygiene.

The company chairman, Chief Olu Falomo said the company was proud of the achievements of the State, “mostly we are proud of the support you are giving to industries. One day other states will act like this for this country to develop.

“We have been in Ogun State for quite some time. We are very responsible but quite corporate organisation and we have been playing our role very creditably. We will always cooperate with the government.”

HAPPY EASTER CELEBRATIONS

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Dear Esteemed Readers,

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From all of us at Brand Spur Nigeria, we wish you a happy Easter celebration and a world of endless positive possibilities…

Regards,

Management Team

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Dangote Flour Mills bounces back to profitability

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Dangote Flour Mills bounces back to profitability

According to the results released on the floor of the Nigerian Stock Exchange (NSE), four years after recording losses, Dangote Flour Mills has posted a profit before tax of N11.82 billion for its financial year ended December 31, 2016.

The company attributed the current result to its repositioning effort and several strategies adopted to increase its market share.

Speaking on the repositioning, the chairman, Dangote Flour Mills, Ighodalo Asue, said, “We bought back Dangote Flour Mill from Tiger Branded Consumer Goods and by this move, it means we have a stronger, better, sophisticated and more focused Dangote Flour Mills.

“Since the takeover, we have taken a lot of steps to reposition the company through expansion to drive growth. We are also using this medium to restate our commitment to increasing our shareholders.”

The group chief executive officer, Dangote Flour Mills, Thabo Mabe, attributed the return to profitability to several strategies adopted by the company to increase market share and create value for shareholders.

He noted that the Dangote Flour Mills was driven by the vision of putting its products on the table of every Nigerian.

Review of the results indicated that the group’s operating profit went up to N16 billion compared to a loss of N8.6 billion posted at the preceding year. Profit after tax went up to N10.6 billion in contrast to a loss of N12.5 billion in 2015.

Revenue went up by 120 percent from N48 billion to N105 billion, while gross profit increased by 556.8 percent to N29 billion compared to N4 billion in 2016. Capital market analysts described the company’s performance as heartwarming given that the company had recorded losses in the past.

Dangote Flour Mills consist of Dangote Flour, Dangote Pasta, and Dangote Noodles. It was sold to Tiger Branded Consumer Goods, but later reacquired and re-positioned for good results.

Having reacquired the flour mills, the new board of directors and management started a restructuring process.

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