At the beginning of every year, we set goals that we want to accomplish or live by throughout the year; \u201cnew year resolutions\u201d as we know them to be. About 66% of people enter the New Year without resolutions. What is amazing is that of the 44% that do make resolutions, most of them almost never get to see the end of the year. According to statistics, about 83% of people break their resolutions within the first 3months of the year and only 11% see their resolutions through. It\u2019s okay, we all have at some point in our lives doing this.\u00a0What is unforgivable though is living without an estate plan. A goal that addresses your financial, charitable, insurance, retirement and succession plan should top the list of your resolutions this year. If you are going to create an estate plan and leave instructions over the distribution and management of your estate, then, the most important planning tool is communication. If your wishes are not communicated adequately then it can divide a family forever. The estates of several prominent Nigerians have been the subject of unpleasant litigation. For example, the estate of Chief Festus Okotie-Eboh, First Republic Minister of Finance assassinated in the 1966 coup; Chief Olu Aboderin the founder of Punch Newspaper who died in 1984; Chief M.K.O Abiola the multi-billionaire politician who died in 1998; Chief F.R.A Williams, SAN and a Legal Icon who died in 2005. Leaving a legacy is more than just leaving assets (stuff). It is more about leaving a strong and intact family bond. Yes, I know the complaints you are about to make: Making a Will is cumbersome, expensive and requires the services of a Lawyer you may think. \u00a0With Carrot, you have absolutely nothing to worry about. Carrot ensures that planning your estate is; \tAchievable: An estate plan is realistic, achievable and sustainable. Carrot.ng has provided a platform where you can actually sign up and make a valid last Will or buy Insurance online within minutes and at your convenience. With this estate planning tool at your fingertips, you can speedily and effectively achieve this goal without stress. \tYou don\u2019t have to plan it alone: Just like you have a diet coach for eating healthier or gym instructors for losing weight, there are financial advisers and legal practitioners who help guide you through the estate planning process. By this, you get documents tailored specifically to the needs of your estate. For instance, at carrot.ng, you get experienced legal practitioners who are available to you whenever you require the best advice for your estate planning needs. \t\u00a0You get peace of mind: Estate planning is one of the few resolutions that can actually give you peace of mind. Think about it. Knowing that your travel insurance covers your journey or that your family\/loved ones will be well taken care of through your Will or Trust gives a sense of security and peace of mind. If you do not have any estate planning documents in place, resolve to make it happen in 2019. If you have an estate plan in place, Kudos to you, but ensure you revisit and review them to reflect your current wishes. Happy New Year! About Carrot Carrot Advisory Limited is the first end-to-end estate planning company with a special focus on helping families with innovative and affordable estate planning services. Our vision is to be a dominant digital estate planning player in Africa and our mission is to simplify access to estate planning online for everyone, everywhere starting from Nigeria. Our core values are Discipline, Innovation, Empathy and Transparency (DIET). Carrot.ng\u00a0is our delivery platform and it is enjoyable, convenient and secure. Some of our estate planning tools include Conventional & Islamic , Living Will and Power of Attorney Testamentary documents, Health, Travel and Life Insurance packages from our Partners at the best available rates, etc. Our partners include Leadway Insurance, Royal Exchange Insurance Group, FirstBank Plc, amongst others. So join us today\u2026Wouldn\u2019t you rather turn the unexpected into comfort for you and your loved ones? #Thinkcarrot. Visit\u00a0www.carrot.ng\u00a0\u00a0to learn more and get started!