Tanzania has taken a major leap in digital payments as Paymentology, in partnership with Vodacom Tanzania and M-Pesa Africa, unveiled the continent’s first mobile-money Tap-to-Pay service. The innovative feature, integrated into the M-Pesa SuperApp, allows millions of Tanzanians to make secure contactless payments using only their Android devices at any Visa-enabled terminal.
Brandspur Banking News Desk reports that this pioneering solution combines mobile money convenience with global card acceptance, representing a key milestone in Africa’s evolving digital economy. The Tap-to-Pay feature leverages a Visa Virtual Card linked to users’ M-Pesa accounts, with tokenisation technology ensuring that sensitive payment data is replaced by unique digital identifiers, eliminating the need for physical cards.
The collaboration brings together three major partners: Paymentology, a global issuer-processor providing the cloud-based infrastructure; Vodacom Tanzania and M-Pesa Africa, offering mobile network and digital wallet integration; and Visa, supplying its global payment network and contactless technology. Together, they are enabling Tanzanians to complete transactions at any Visa-enabled point-of-sale terminal locally and internationally.
For users, the Tap-to-Pay service offers unmatched convenience, allowing payments with a simple tap of an Android phone. Security is strengthened through tokenisation, reducing the risk of fraud and enhancing confidence in digital payments. Merchants and entrepreneurs also benefit from smoother transactions, meeting growing consumer demand for contactless payment options.
The launch coincides with significant growth in Tanzania’s mobile money sector. According to recent figures, the country recorded 76.5 million mobile money accounts in December 2025, up from 63.2 million in 2024, reflecting a 21% increase and highlighting the rapid adoption of digital financial services across the region.
This breakthrough positions Tanzania at the forefront of mobile money innovation in Africa, supporting financial inclusion by making digital payments more accessible and fostering broader participation in the formal financial system. Analysts say the integration of mobile wallets with global payment networks signals a new era for seamless, secure, and scalable digital commerce in the region.
By enabling Tap-to-Pay functionality across the M-Pesa ecosystem, Paymentology and its partners are not only reshaping consumer payment habits but also reinforcing Tanzania’s role as a hub for financial technology advancement in Africa.
